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Articles Tagged with 'life insurance basics'

Insights, news, and opinions about life quotes and the life insurance industry - fresh from us to you. Check out the conversation.

Something I see people say about life insurance commonly is that “whole life lasts your whole life.” This makes a memorable phrase that is easy to remember and sounds commonsensical, bu... read more...
February was a great month for Clarifinancial. Most notably, our natural searches have started shooting through the roof, accounting for almost half of our total traffic. I consider this to be some... read more...
How do you know when you have enough life insurance? Odds are decent you don’t. Not nearly enough families go through the necessary steps to secure their futures against the worst case scenar... read more...
You have kids that you’re responsible for and you did the right thing by getting life insurance to protect them (or maybe that’s why you’re here). Who should be the beneficiary of... read more...
I drove my wife to the school where she teaches this morning. We’ve been doing this for the last couple of days while we were down to one car. What was different about the trip this morni... read more...
January is turning into a unique different month for Clarifinancial. This is the month when we crushed our first benchmarked competitor. “But you don’t have any competitors because nobo... read more...
Ever wish you were worth a million dollars or more? You may already be. The reason you may want to leave money behind like a millionaire is because protecting your legacy might cost a million dolla... read more...
Finding the right life insurance quote for you is still a problem because a lot of information is hidden. There are many companies to choose from, and each life insurance company has many policies ... read more...
So I just updated my will, letter of intent, and life insurance beneficiaries this weekend. Why did I do this? Well, the recent earthquake in Haiti was so devastating and there are so many fami... read more...
Shopping for life insurance quotes can be extra stressful if you are gay and don’t know how agents will react to you. You’re not even sure if being gay affects the life quotes you see o... read more...
I am on a lot of email lists from life insurance news sources and life insurance companies. Every once in a while, I get one company or news source that gets a bee in their bonnet about “crea... read more...
December seems to have come and gone quicker than other months in the past. Perhaps that means we’re cooking up some fun things in the future. The two most popular articles on the site w... read more...
Once you apply, what is the quickest time you could get life insurance? Right away – if you meet certain requirements. Read on to learn more about how to get life insurance in an instant. ... read more...
When was the last time you reviewed your life insurance policy? Most likely, you take your car into the local mechanic to change the oil every few thousand miles to make sure you don’t blow o... read more...
With a baby on the way, you need to be thinking about getting your financial house in order, including life insurance. Start your search today to make sure you find the right life policy at an ... read more...
This is a real question that comes from Jennifer, a long time friend of mine from college. We were emailing back and forth about life and she asked me about Clarifinancial. She had a few questions ... read more...
November has been a great month. Only the second month Clarifinancial was available to the public. Already we are making a positive impact in the way people shop for life insurance. And it’s ... read more...
You may have noticed that Clarifinancial asks how long you want your life insurance policy to last. It seems a weird question at first. But it is only weird because other places are not asking the ... read more...
The first thing to remember is that all companies in the US and Canada are required to keep adequate reserves to pay their claims separate from their operating account. Each department of insurance... read more...
I hear this life insurance question from time to time: “What’s the worst that could happen if I lie on a life insurance application – can I get away with it?” You might be a... read more...
Most people know that insurance agents make money from commissions. But how does that work? Where does the money come from? And what does that mean to you? Working on commission means that insur... read more...
If you have ever searched for insurance on the web, whole life insurance quotes or term, then you already know it can be a bit of a puzzling mess. Hopefully, this article will help you sort out som... read more...
There are a multiplicity of factors you must consider when purchasing a life insurance policy for yourself or your family. The purchase of the policy itself should never be a question. Caring for t... read more...
You may have noticed that even though our articles section of the website acts like a blog, we are missing a few important ingredients. We don’t have a “best of” section that ... read more...
If you recently lost someone who you suspect may have had a life insurance policy or you have lost your own life policy, here are some tips to help you retrieve the information you need. Simpl... read more...
How much life insurance do you need? This has been rehashed by so many people. I have a book on my bookshelf from 1927 with chapters devoted to the different ways to calculate your life insurance n... read more...
Because Clarifinancial focuses so much on quality results, a lot of the insurance shoppers want to make sure they choose a quality company. So how does Clarifinancial share information about compa... read more...
Which one should you choose: term insurance or whole life? The short answer is, “We do not know.” But thanks to us, now you do not need to worry about the question anymore. How the i... read more...
How is Clarifinancial different? Some other insurance web sites sell your information to a few professionals first, and then let them fight it out with you in the middle. The salespeople who boug... read more...