Login or Sign up
Start Now

Get the Most Out of Your 10.8 Percent

Written by Aaron Pinkston, Wed, Jan 27 2010

Recent Postings

Featured in Alltop The Yakezie Challenge

Topics

 

According to the US Department of Labor in 2007, you spend 10.8% of your income on “insurance and pensions.” It is time to start getting the most out of your 10.8%.

Many people I have come by chose not to buy the life insurance they need for their family because it costs too much. One of my neighbors only had $100,000 because that was all he thought he could afford. Another one of my neighbors left his family behind without any life insurance. That’s a shame.

The first neighbor with too little insurance got talked into buying life insurance based on what type the agent thought was best, instead of putting his own goals first. Define your goals first and put them ahead of your agent’s agenda. My other neighbor died without any life insurance for his family because he didn’t think any life insurance company would take him and it would be too expensive.

Life insurance is already about protecting your family from a certain but untimely future. That is why trading a certain dollar to avoid an uncertain future makes so much sense. Or to put it another way: If you already think you need life insurance, why wouldn’t you need the right amount of life insurance?

Life Insurance – Not what it used to be

Many people feel they can’t get life insurance, or life insurance is not affordable. In the past, buying life insurance has been an inefficient hassle. And spending so much of your income on life insurance without making sure you get your money’s worth does not make sense. Let’s face it, buying life insurance stinks. At least it used to.

Rather than buying less life insurance than your family needs, now you can shop smarter. Clarifinancial can help you afford the life insurance protection your family expects because Clarifinancial makes finding a better deal easy. Fill out questions one time and get customized quotes from multiple agents to choose from. All the questions focus on you and your goals and they are easy to understand. Best of all, there is no sales pressure.

Save money – Save your family

Research shows Clarifinancial can help you save on your life insurance – up to 36%. That is a good start to make your 10.8% stretch a little further. Take care of the ones you love.

Don’t leave them in a lurch when you die. Let them know you cared enough about them to think about their future, even when you are not around. Start today to see how affordable life insurance really is.