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Custom Life Insurance Quotes

Written by Aaron Pinkston, Tue, Mar 02 2010

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Why is it so hard to get custom life insurance quotes without a bunch of hassle? I’ve written before about the problems with instant life insurance quotes. But I never addressed the problems of giving you the customized service you want without the phone calls and emails you don’t.

Let’s be honest, we want individualized life insurance quotes made for us while protecting our anonymity. So why is it so hard?

Personalized quotes are difficult

Getting customized life insurance quotes is often difficult because for agents to prepare quotes just for you, they need a lot of detailed information. Suppose you have high blood pressure, which is quite common, how well is it controlled, how long have you had it, and what medication do you take? These are the questions an agent would need to know to design the right life quote for you. But asking and answering these common questions used to mean having a detailed conversation with each agent you talk to, and you probably want to get more than one opinion.

Take my situation as an example. My mom had a quick bout with cancer last year. To many life insurance companies, I would no longer be considered for the best risk class because of my family history. Some life insurance companies may still consider me, depending on the type of cancer she had and my lifestyle. Simply checking a box that spreadsheets different life insurance companies isn’t sufficient to handle such a seemingly simple case.

I need life insurance quotes specialized to my situation. And to make it more difficult, we all have unique circumstances, requiring more personalization. Instant life insurance quote sites just aren’t set up to give you custom results.

And the ways of the past to get life insurance quotes specially made for you required a lot of time and hassle. You had to either contact a bunch of agents yourself and tell your story over and over or result to becoming a “lead” and have insurance agents bombard you with calls and emails with the same questions. Nobody wants to deal with a bunch of hungry sales people hounding you to get the custom quotes you expect.

A better way for custom results

Finally, there is a different way to get custom life insurance quotes that lets you answer questions tailored to you once. Then you can relax while agents compete for you anonymously. This way, you can have a cup of tea and spend time with the family you are protecting while life insurance agents adapt quotes specially made to your unique needs. After a short while, you can review your quotes, each one customized to your particular situation.

If you are looking for custom life quotes in a low-pressure setting, welcome. Because no other place, online or in person can give you the experience Clarifinancial can. Try it now to see how easy choosing can be.